Earn assured, risk-free returns on your savings with fixed deposits — the safest way to grow your idle money with predictable income.
Risk-averse investors
Senior citizens seeking fixed income
Short-term savers with surplus funds
Anyone building an emergency corpus
Investors seeking capital protection
Guaranteed fixed interest returns
Flexible tenure from 7 days to 10 years
Monthly, quarterly, or cumulative payout options
Senior citizen special interest rates
Loan against FD facility
Safe, predictable, and hassle-free wealth preservation.
Your principal is fully protected — zero market risk.
Higher rates for senior citizens and long tenures.
Choose monthly, quarterly, or maturity payout.
Open and manage your FD at any Kerala branch.
Check the basic requirements to get started.
Valid KYC — Aadhaar and PAN card
Active savings or current bank account
Minimum deposit amount as per current scheme
Minimum age 18 years (guardian for minors)
Senior citizen age proof for special rate eligibility
A simple and guided process to begin your investment journey.
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Checking and Approving Documents
Get in touch with us today for a personalized financial consultation. Our advisors are ready to help you grow.
Knowledge is power. All your top queries on financing answered right here.
Yes, premature withdrawal is allowed with a small penalty on the interest rate. Terms vary by tenure.