Small Business / Retail Trade Loans
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Flexible Packages That Fit Your Goals
We design loan packages that align with your unique needs, offering the right balance of affordability, flexibility, and convenience.
Simple steps, instant access.
years of experience
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OUR SERVICE HIGHLIGHT
Small Business / Retail Trade Loans
Purpose : Business expansion/ for new business
Eligibility :
- Shop owners running business over 2 years will be given priority
- Holding valid municipal/ panchayath license
- Credit score not less than 650 from approved Credit Rating Agencies.
- Proof of address (KYC) / identity / income for verification
- Personal guarantee/ Co borrowers 2 acceptable persons
- Bank passbook/ statement for last 6 months
- Asset / net worth verification and /or Financial investigation
Desirable :
- Good track of loans with us/ other financial institutions
- Age above 25 but not above 62 years
Minimum Loan Amount :
Rs 50,000. Higher amount of loan will be considered, depending on the value/ type of security offered.
Minimum Loan Amount : Rs 50,000. Higher amount of loan will be considered, depending on the value/ type of security offered.
Term : 12 months to 60 months
Others :
Interest rate is fixed at the beginning of the term of loan, depending on the current Prime Lending Rate (PLR) and concession is allowed to clients with good track with us and/or having credit score over 650. CERSAI / CKYC norms applied
Easy EMI scheme/ Daily or weekly collection facility available in towns. No hidden charges.
Processing Charge :
1% to 2 % of loan amount.
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Matrix Finbiz Pvt Ltd (A registered NBFC company) your trusted financial services provider, offering quick, simple, and affordable loan solutions. With flexible repayment options and a customer-first approach, we make borrowing stress-free and transparent
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PMC XVII/419C, Mattamana Building,
Opp. Municipal Office, Court Road, PERUMBAVOOR, PIN 683542
- info@matrixfinbiz.com
- +91 92490 91828
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